Do You Have a Damaged Roof?

March 11, 2021

Discover the Benefits of Our Top-Rated Roofing Services in Roswell GA

You can trust that you’ve discovered the ideal roofing specialists in Roswell when you stumbled upon us! Whether you’re in need of roof repairs, replacements or are simply curious about roofing basics, you can find comprehensive information on all your queries here. We pride ourselves on delivering outstanding craftsmanship and customer service with every job we take on. Our team of experts have years of experience that allows them to guarantee exceptional outcomes each time. Trust us at Clark Brothers Roofing & Construction for all your roofing needs!

Since a properly installed, quality roof system lasts around twenty years, most homeowners go through a full roof replacement only once. Very few homeowners go through the process more than twice, so it’s understandable that most homeowners never need to give their roof a second thought … until something goes wrong.  When roof damage occurs, say from a bad storm that just passed through your area, not knowing what steps to take first can add to an already stressful situation.

roof envaluation man

The aim of our Clark Brothers Roofing & Construction site, is to address for homeowners:

  • issues or concerns you might be dealing with in regards to your roof or home exterior.
  • overviews on products and processes of a full roof replacement
  • insurance advisement
  • roof repairs
  • gutter installation

We hope you find this Q&A series useful, and that it helps reduce some of the stress if you’re in the unfortunate situation of recent storm damage to your home.

My roof leaks. Should I replace my entire roof?

A total roof replacement may not be necessary. However, if your roof is 30 years old and leaking in one or more areas, you likely need to replace your roof. If your roof is 10 years old and there is a new leak in one area, chances are that only a repair is required.

What is most important to understand is this — a leaking roof will not only cause damage to your roofing system, it will cause damage to your home. The longer you let a leak go on, the bigger the damage can get, which means a more costly situation to you, as well as potential nullification of your homeowner’s insurance claim.

So if you find a leak from your roof, do yourself a favor and have it inspected immediately.

Can missing shingles eventually cause a leak in my roof?

Yes, missing shingles absolutely can cause a leak in your roof. Missing shingles will eventually lead to a leak. If you see damaged or missing shingles on your roof, or notice shingles (or pieces of shingles) on the ground after a windy day, it’s likely your shingles having reached the stage of brittleness and need to be replaced.

Can hail damage my roof?

Yes, hail can knock the protective granules off of your asphalt shingles, exposing the mat underneath. What happens next is the shingle becomes defenseless against the relentless pounding from the sun’s rays, which then leads to further erosion of that mat until it dissolves away and the decking becomes exposed, which in turn, is defenseless against any rain.

Fortunately, hail damage to your roof is typically covered by your homeowners insurance policy. If your neighborhood recently experienced hail, you should have a local professional inspect your roof for damage. Most roofing contractors provide inspections at no cost to the homeowner.

guys roofing home

How can I tell if my roof needs a full replacement or just a repair?

If your roof is leaking in more than one place, especially if your roof is getting close to 20 years old and is leaking in completely different areas of your home, it’s likely either your shingles or the underlayment underneath has gotten old or was installed incorrectly.

Will my homeowners insurance policy cover a full replacement because of hail damage?

Unfortunately, whether it’s homeowners, auto, or health, an insurance policy never provides automatic, blanket coverage.

Hail damage is subjective, and much depends on the extent of the damage done across your roof. If just a handful of shingles are damaged, and depending upon the terms of your policy, a repair may or may not be covered. 

If a recent storm caused enough hail (or wind or rain) damage to your roof or shingles, your homeowner’s policy typically covers that.

On the other hand, if your are experiencing a new leak in your home where the initial damage was from a storm that happened years ago, but you never got that damage repaired and years later your roof is leaking from it, then your homeowners policy is unlikely to cover that. Insurance companies generally don’t cover gradual damage.

The lesson learned here is that if you suspect damage was done to your roof from a recent storm, get it checked out right away. Most roofing contractors will inspect your roof at no cost to you. So find a reliable, local roofer to advise you on whether any significant damage has been done to your home. It’s your responsibility to have any potential damage assessed by a professional to ensure you receive the best reimbursement possible from your insurer.

A Roswell roofing contractor with expertise in insurance matters can help you navigate these waters. 

My roof was damaged in a storm and I’m not sure what to do. Can a roofing contractor help me navigate through the insurance process?

Not all roofing contractors will advise you through the insurance process, so if you’re going to need a contractor to help advise you through the process, make sure you vet your contractor’s expertise in this area.

Some contractors will advise you through the process, and some contractors will work directly with your insurer once you have filed the initial claim.

If you think your roof was recently damaged, contact a roofing company with expertise in insurance claims. They will inspect your roof for damage and let you know if you should contact your insurance company.  They will also likely provide you with an inspection report that includes photos of the damage on your roof.

If the storm that passed through your area caused widespread damage, we suggest you contact your insurance company right away to get on their waiting list. 

NOTE: At Clark Brothers Roofing & Construction, our specialists are trained in insurance matters. We have a full-time insurance specialist on our home office team. Micah Clark, our founder and CEO, spent the first part of his career walking roofs to specifically inspect damage as part of a public adjuster team. He has extensive experience in understanding what a policy will cover and what it will not.

What causes stains on my roof?

Roofing stains are commonly the cause of algae build up. This growth is typically predominant on the North and East-facing slopes of your roof due to less sun exposure on those sides. 

We suggest, especially if you will be placing your home on the market in the foreseeable future, to consider upgrading to shingles treated for resistance to algae build up. A roof clean of stains has much more curb appeal with prospective buyers.

Comprehensive Roofing Services for Your Home or Business

With an exploration of our roofing services, you will gain valuable insight into how we can effectively meet your individual roofing requirements. We offer comprehensive solutions custom-fit to tackle any problem you may have – be it a minor repair or full replacement job. Our experts are highly trained and well versed in the entire construction process, from helping choose the right materials to making sure that all expectations are met with the finished product!

If you’re looking for roofing services in Roswell GA, don’t hesitate to read through our roofing blogs and learn more about how we can assist you. We guarantee excellent service quality and utilize only the best materials so that your experience with us is reliable, effective, and efficient. Our team will make sure that your needs are met while surpassing all expectations!

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